Subscription Audit Calculator

See the real yearly cost of all your subscriptions.

Result

$1,049.40
$5,247.00
$2.88

How it is calculated

The tool takes one number, the combined monthly cost of all your subscriptions in dollars, which you add up yourself first. It then multiplies: annual = monthly × 12, five-year = monthly × 60 and per day = monthly × 12 / 365. Amounts are shown in US dollars with two decimals. Zero is accepted and negative amounts give no result. The projection assumes every price stays the same: no price rises, no new subscriptions, no discounts for paying yearly and no tax added. Subscriptions billed yearly or quarterly should be converted to a monthly share (a $120 yearly plan counts as $10) before you add them to the total.

Worked example

You list six subscriptions: $15.99, $22.99, $11.99, $9.99, $14.99 and $11.50 per month. Their sum, the number you type in, is $87.45. Annual cost: 87.45 × 12 = $1,049.40. Over five years: 87.45 × 60 = $5,247.00. Per day: 1,049.40 / 365 = $2.88. So these six small charges cost almost three dollars a day. Cancelling the two most expensive ones ($22.99 and $15.99) would lower the yearly figure by 38.98 × 12 = $467.76.

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Common mistakes

  • Typing a single subscription instead of the total. The tool does not add a list for you, so the result covers only what you enter.
  • Adding a yearly price as if it were monthly. A $120 yearly plan is $10 a month; adding $120 inflates every output twelvefold.
  • Forgetting small items such as app store renewals, cloud storage or free trials that convert to paid, which are the ones that cause most of the creep.
  • Treating the five-year figure as a forecast. It multiplies today's total by 60 and ignores price increases, so real spending is often higher.

About this calculator

Individually small monthly subscriptions — streaming services, software, memberships, apps — are easy to lose track of, and their combined cost is often far higher than it feels because each charge is evaluated in isolation rather than against the running total, a pattern often called subscription creep.

You add up your monthly subscription costs yourself and enter the combined monthly total; this calculator then projects it forward to annual, 5-year, and per-day figures, turning a list of small recurring charges into a concrete number that makes it easier to decide what’s actually worth keeping.

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Comments (1)

  • Editorial team

    Use the result as a cancel-or-keep test. Entering 50 gives 600 a year and 3,000 over five years, while dropping one 15-a-month service (enter 35) gives 420 and 2,100, a difference of 180 a year. The five-year figure assumes prices never change. Put it next to a one-off alternative, such as a lifetime licence. Which type of subscription is hardest for you to keep track of?

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