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Subscription Audit Calculator

See the real yearly cost of all your subscriptions.

How it is calculated

The tool takes one number, the combined monthly cost of all your subscriptions in dollars, which you add up yourself first. It then multiplies: annual = monthly × 12, five-year = monthly × 60 and per day = monthly × 12 / 365. Amounts are shown in US dollars with two decimals. Zero is accepted and negative amounts give no result. The projection assumes every price stays the same: no price rises, no new subscriptions, no discounts for paying yearly and no tax added. Subscriptions billed yearly or quarterly should be converted to a monthly share (a $120 yearly plan counts as $10) before you add them to the total.

Worked example

You list six subscriptions: $15.99, $22.99, $11.99, $9.99, $14.99 and $11.50 per month. Their sum, the number you type in, is $87.45. Annual cost: 87.45 × 12 = $1,049.40. Over five years: 87.45 × 60 = $5,247.00. Per day: 1,049.40 / 365 = $2.88. So these six small charges cost almost three dollars a day. Cancelling the two most expensive ones ($22.99 and $15.99) would lower the yearly figure by 38.98 × 12 = $467.76.

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Common mistakes

  • Typing a single subscription instead of the total. The tool does not add a list for you, so the result covers only what you enter.
  • Adding a yearly price as if it were monthly. A $120 yearly plan is $10 a month; adding $120 inflates every output twelvefold.
  • Forgetting small items such as app store renewals, cloud storage or free trials that convert to paid, which are the ones that cause most of the creep.
  • Treating the five-year figure as a forecast. It multiplies today's total by 60 and ignores price increases, so real spending is often higher.

About this calculator

Individually small monthly subscriptions — streaming services, software, memberships, apps — are easy to lose track of, and their combined cost is often far higher than it feels because each charge is evaluated in isolation rather than against the running total, a pattern often called subscription creep.

You add up your monthly subscription costs yourself and enter the combined monthly total; this calculator then projects it forward to annual, 5-year, and per-day figures, turning a list of small recurring charges into a concrete number that makes it easier to decide what’s actually worth keeping.

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Comments (1)

  • Editorial team

    Use the result as a cancel-or-keep test. Entering 50 gives 600 a year and 3,000 over five years, while dropping one 15-a-month service (enter 35) gives 420 and 2,100, a difference of 180 a year. The five-year figure assumes prices never change. Put it next to a one-off alternative, such as a lifetime licence. Which type of subscription is hardest for you to keep track of?

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